Overview
Navigate
Your Benefits with Ease
Dental insurance can be confusing. Our team takes care of the details — from verifying coverage to filing claims — so you can focus on your smile.
We are committed to helping you make the most of your benefits, whether you are here for a routine check-up or a more involved procedure.
Dental Insurance Plans We Accept
We proudly accept a wide variety of dental insurance plans to make quality dental care as accessible as possible. Our experienced team files claims directly with your provider so you get the full benefits your plan offers without the stress. A few of the plans we work with:
- Anthem Blue Cross
- Care Credit
- Cigna
- Delta Dental
- Dental Network of America
- Guardian
- HIP — Healthy Indiana Plan
- Hoosier Care Connect
- Hoosier Healthwise
- Humana
- Indiana Medicaid
- Medicaid
- MetLife
- Paramount
- United Healthcare
- UMR
Call (317) 707-9123, and our team will help answer questions about your specific coverage.
How Dental Insurance Works Here
Coverage Verification
Before your visit, our team verifies your insurance coverage and reviews the details of your plan so we can share any expected costs upfront — no surprises at checkout.
Treatment Planning
Our benefit coordinator works with you to build a treatment plan that fits your needs while maximizing your dental insurance benefits and respecting your budget.
Claim Submission
Once your treatment is complete, we file the claim with your insurance provider so you don't have to worry about the paperwork.
Payment Processing
After your insurance provider processes the claim, we communicate any remaining balance and offer flexible payment options for out-of-pocket expenses.
Understanding PPO and HMO Dental Plans
PPO Dental Plans
PPO plans are among the most popular. You can choose from a network of participating dentists who offer reduced fees. These plans often cover:
- Preventative care — up to 100% for services like cleanings and exams.
- Basic treatments — typically 80% for fillings, extractions, and similar procedures.
- Major treatments — around 50% for crowns, bridges, and similar procedures.
PPO plans typically include an annual maximum benefit, generally ranging from $1,000 to $2,000.
HMO Dental Plans
With an HMO plan, you choose a primary care dentist from a specific network. HMO plans often have lower monthly premiums and fixed copayments, but coverage is limited to in-network providers.
- Lower monthly premiums and co-pays
- Limited choice in providers
- Pre-authorization required for certain treatments
Frequently Asked Questions
What's the difference between a PPO and HMO plan?
A PPO plan allows flexibility with out-of-network options and covers a percentage of services. An HMO typically requires you to stay with an in-network provider under a pre-arranged fee structure.
What is a covered benefit?
A covered benefit is any treatment your insurance plan agrees to pay for, either in full or in part. Each plan is unique, so coverage for specific treatments varies.
What is optional treatment?
Optional treatments are dental services that may not be covered by insurance or that exceed your plan's coverage limit, such as certain cosmetic procedures. We'll walk you through the options so you can make an informed decision.
Questions about your specific plan? Call (317) 707-9123 — we are happy to help you navigate your benefits with confidence.